“How to Build Your Own Online Insurance Agency”

Posted on May 11, 2012 by Jerry Bateman

Hello Everyone, Jerry Bateman here.  I have great news!  I have just finished reading Rick Liuag’s new eBook titled “How to Build Your Own Online Insurance Agency” and I must say that I am impressed.  My partner and I have been working on the internet for many years and we recently decided to start selling personal insurance products, like life, health, disability, and long term care online.  Also, we expect to offer accident, critical illness, and cancer plans.  This eBook is allowing our online agency creation to become a reality much more quickly than if we were starting from scratch.  The most exciting thing for me is that anyone can do this!  Intereste?  Just click for more to watch the video.

Kindest regards,

Jerry Bateman

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Happy Thanksgiving!! Washington’s First Thanksgiving Day Proclamation

Posted on November 24, 2011 by Jerry Bateman

The Bateman Learning/ MyCEonline Family would like to wish you and yours a Warm, Happy Thanksgiving.  We have so much to be thankful for!  Truly, God has richly blessed us.

Have you heard the story about the teacher who asked each student in her class what they had to be thankful for?  A little boy responded, “I’m thankful I’m not the turkey!”.

According to the U.S. Census Bureau, Minnesota is the top turkey-producing state in America, with a planned production total of 49 million in 2008. Just six states—Minnesota, North Carolina, Arkansas, Virginia, Missouri and Indiana—will probably produce two-thirds of the estimated 271 million birds that will be raised in the U.S. this year.

The National Turkey Federation estimated that 46 million turkeys—one fifth of the annual total of 235 million consumed in the United States in 2007—were eaten at Thanksgiving.

In a survey conducted by the National Turkey Federation, nearly 88 percent of Americans said they eat turkey at Thanksgiving. The average weight of turkeys purchased for Thanksgiving is 15 pounds, which means some 690 million pounds of turkey were consumed in the U.S. during Thanksgiving in 2007.

The Thanksgiving tradition, I have often heard, is unique to our American culture and history though other nations have since followed suit.  In spite of efforts to remove “God” from our culture (and from this holiday), this day stands as a special time in which our nation looks to the heavens and gives thanks for its bountiful blessings received (Lam. 3:22-23).  Even though the Thanksgiving holiday did not originate with the Bible, the principle of giving thanks did (Col . 3:15).

Was Thanksgiving established to thank each other (as some suggest today)? or to thank God Almighty.  I think George Washington answers this question in his first Thanksgiving Day proclamation:

“Whereas it is the duty of all Nations to acknowledge the providence of Almighty God, to obey his will, to be grateful for his benefits, and humbly to implore his protection and favor, and whereas both Houses of Congress have by their joint Committee requested me “to recommend to the People of the United States a day of public thanksgiving and prayer to be observed by acknowledging with grateful hearts the many signal favors of Almighty God especially by affording them an opportunity peaceably to establish a form of government for their safety and happiness.

Now therefore I do recommend and assign Thursday the 26th day of November next to be devoted by the People of these States to the service of that great and glorious Being, who is the beneficent Author of all the good that was, that is, or that will be. That we may then all unite in rendering unto him our sincere and humble thanks, for his kind care and protection of the People of this Country previous to their becoming a Nation, for the signal and manifold mercies, and the favorable interpositions of his providence, which we experienced in the course and conclusion of the late war, for the great degree of tranquility, union, and plenty, which we have since enjoyed, for the peaceable and rational manner, in which we have been enabled to establish constitutions of government for our safety and happiness, and particularly the national One now lately instituted, for the civil and religious liberty with which we are blessed; and the means we have of acquiring and diffusing useful knowledge; and in general for all the great and various favors which he hath been pleased to confer upon us.

And also that we may then unite in most humbly offering our prayers and supplications to the great Lord and Ruler of Nations and beseech him to pardon our national and other transgressions, to enable us all, whether in public or private stations, to perform our several and relative duties properly and punctually, to render our national government a blessing to all the people, by constantly being a Government of wise, just, and constitutional laws, discreetly and faithfully executed and obeyed, to protect and guide all Sovereigns and Nations (especially such as have shown kindness unto us) and to bless them with good government, peace, and concord. To promote the knowledge and practice of true religion and virtue, and the encrease of science among them and Us, and generally to grant unto all Mankind such a degree of temporal prosperity as he alone knows to be best.

Given under my hand at the City of New York the third day of October in the year of our Lord 1789.” George Washington

May God richly bless you and yours in the years to come!

David and Jerry Bateman

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Florida Insurance CE Available Online

Posted on July 25, 2011 by Jerry Bateman

Florida Online Insurance CE is both affordable and convenient.  Florida Agents can meet their specific insurance continuing education requirements online with MyCEonline, whether its Ethics, Senior Suitability, Long Term Care Partnership Training, NFIP Flood, or Hurricane Loss Mitigation.

Agents may select single courses or opt for the bulk pricing discount (currently priced at $39.95 for up to 24 hours of insurance CE credits).    With MyCEonline there are no scheduled classes to attend and you can progress at your own pace in the comfort of your home, office, or anywhere you have an Internet connection.

Ethics

“Ethics for Producers:  Cases and Comments” is one of many approved Ethics courses available to MyCEonline students.  The purpose of this course is to set forth the fundamentals of ethical practices that are associated with the business of selling insurance: both mandated requirements as well as expected standards. The course takes a practical approach to this topic by including numerous real-life case studies that illustrate the problems and issues that arise when ethics are ignored or neglected. Drawing from these case studies, the course explains the ethical principles that should be integrated into a producer’s day-to-day business practice, emphasizing the standards and ideals that can enhance performance and lead to a higher level of service and success. Case studies pertain to both life/health and property/casualty insurance.

Topics covered include:

  • ethics vs. compliance;
  • negligence;
  • the producer’s role in insurance transactions and the insurance relationship;
  • required and expected standards and practices;
  • the producer’s duties to insurers and to clients;
  • ethics in practice; and
  • practice cases for review.

Click Here to Get Started.

Senior Suitability

Florida agents can currently choose between one of two courses which are approved under the 9911 course authority, Senior Suitability.  One of these courses is “Suitability of Annuity and Life Insurance Transactions for Seniors“.

This course was developed for Florida producers to set forth the state’s suitability requirements and suitability standards that apply to annuity sales to senior consumers. To protect the interests of this important consumer group, the state requires that agents conform to specific procedures and obtain certain information before making any annuity recommendation. The course explains these procedures and details the important client data that must be gathered for agents to make informed and suitable product recommendations. It also offers an overview of common annuity products and their features.

The course covers the following topics:

  • The Need for Suitability Standards
  • Features of Annuities
  • Know Your Customer
  • Ethics and Compliance Aspects of Senior Suitability

This course is designed to fulfill the three hours of study Florida agents must have on the topic of insurance and annuity suitability and covers the topics cited by the Department of Financial Services in the senior suitability course outline. It includes samples of the DFS’s “Annuity Suitability Questionnaire” and the “Disclosure and Comparison of Annuity Contracts.”

Click Here to Get Started.

Long Term Care Partnership Training

For Agents who sell Long Term Care Insurance, MyCEonline offers BOTH the 8-Hour initial training as well as the 4-Hour ongoing training that is required each compliance period. BOTH are Clear-Cert Certified.

The 4-Hour course, entitled “4-Hour Long Term Care Review, provides a thorough review of long-term care, long-term care insurance, and long-term care partnership programs. It covers the following topics:

  • What Is Long-Term Care?
  • Paying for Long-Term Care: Public Options
  • Paying for Long-Term Care: Private Options
  • Long-Term Care Insurance
  • Long-Term Care Partnership Programs
  • Long-Term Care Suitability

This course is specifically designed to meet the ongoing study requirement for licensed producers who have completed an initial long-term care training program and has been approved for this purpose.

Click Here to Get Started.

NFIP Flood Requirement

Florida agents can take their “Flood” course online.  Here is the course description for the course  “National Flood Insurance Program: What You Must Know (IRMI)”

Standard residential and commercial property policies normally exclude flood losses, due to their catastrophic nature. In response to an overall need for flood insurance, Congress passed the National Flood Insurance Act of 1968. This Act established the operation of a national program for providing this much-needed coverage. The National Flood Insurance Program (NFIP) is managed by the Mitigation Division of the Federal Emergency Management Agency (FEMA). Homeowners, commercial property owners, and residential and commercial renters desiring flood insurance must procure this coverage directly through the NFIP or through the insurer who writes their homeowners coverage in some cases.

This course provides an introduction to flood insurance, focusing on the standard coverage found in the NFIP forms. It is predicated on the recommended outline provided by FEMA for flood insurance training for insurance agents. The course begins with an overview of the NFIP. It then discusses key areas such as flood maps and rating, general rules such as eligibility of the key flood forms, covered property and additional coverages provided under the forms, and the covered peril and other provisions. It concludes with a discussion of the claims handling process, the Flood Insurance Reform Act of 2004, and agent resources.

This course focuses on flood insurance, as provided through the National Flood Insurance Plan. The objectives for this course include providing the student an understanding of the following.

  1. The types of floods, national statistics, and loss control measures concerning this peril
  2. NFIP background and overview of the program
  3. Flood maps and basic rating provisions
  4. General rules including application procedures
  5. Types of flood policies and eligibility requirements for each
  6. Covered building property and covered personal property under the flood policy
  7. Additional coverages, such as debris removal and increased cost of compliance
  8. Covered perils and exclusions
  9. Valuation and coinsurance provisions
  10. Claims handling process
  11. Requirements of the Flood Insurance Reform Act of 2004

 

Click Here to Get Started.

Hurricane Loss Mitigation

MyCEonline has 2 courses to help Florida P&C agents meet their Hurrican Loss Mitigation requirements online.  Both are approved under the 9910 course authority.  One of these courses is “Hurricane Loss Mitigation and Premium Discounts (IRMI)”.

The purpose of this course is to provide a thorough review of the Florida Comprehensive Hurricane Damage Mitigation Program and the options that are available to homeowners to strengthen their homes against hurricanes and thus qualify for premium discounts on their property insurance policies. The state of Florida requires that all licensed general lines insurance agent and customer service representatives obtain one hour of CE on this subject every two years; this course has been approved for this purpose. Upon conclusion of this course, the student will be prepared to

  1. Explain the Florida law mandating premium credits on residential property insurance policies.
  2. Identify and describe the various wind-resistive features on a home and recommend improvements that can be made to these features.
  3. Explain the availability of residential property insurance premium discounts for hurricane mitigation, based on the type of mitigation work done, the location of the home, and the insurer.
  4. Describe the Florida Comprehensive Hurricane Damage Mitigation Program, identify homeowners who are eligible for the “My Safe Florida Home” program, and explain the steps a homeowner must take to receive premium discounts under the program.

 

To enroll in any of these courses, just go to the MyCEonline Insurance Continuing Education Center, click on “course catalog” located on the left side of the screen, select your state, license type, and then your course.

Florida Insurance CE, Florida Insurance Continuing Education, Florida Insurance CE Courses, Florida Insurance CE Classes, Florida Insurance CE Courses Online, Florida Insurance License CE Credits, Florida Senior Suitability, Florida Long Term Care Partnership Training, Florida Insurance CE Ethics, Florida Insurance CE Flood, Florida Insurance CE Hurricane Loss Mitigation, Florida Insurance School
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Wyoming Insurance Continuing Education Requirements

Posted on March 24, 2011 by Jerry Bateman

Insurance Continuing Education Center

Click Here to Get Started

Agents in Wyoming can meet their Wyoming insurance continuing education requirements online with MyCEonline.  For your convenience, we have provided an outline of insurance CE requirements for Wyoming below.

Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). Producers planning to sell the following product(s) have special training or education requirements as described below.

Special Training/Education Requirements

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling LTC in Wyoming, licensees must complete an initial 8-hour training course by or before July 1, 2010. Completing training requirements in any state satisfies the training requirements in Wyoming. (Go to the MyCEonline/ WebCE Course catalog to order Long-Term Care: Programs, Policies, and Partnerships, which fulfills this requirement)
  • Ongoing 4-hour LTC training requirement: Licensees must complete at least 4 hours of ongoing training every 24 months after the initial training. Completing training requirements in any state satisfies the training requirements in Wyoming.

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Flood Insurance

  • All Wyoming property and casualty producers who sell federal flood insurance must complete a one-time 3-hour course approved for the National Flood Insurance Program (NFIP). (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Adjusters

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below).

Nonresident CE Requirements

Nonresident adjusters must meet resident state requirements. If none, adjuster must complete 24 hours biennially, including 3 hours of ethics.

License Term

The license term is the last day of the licensee’s birth month every 2 years.

CE Subject Requirements

  • Category restrictions:  Of the 24-hour CE requirement, 3 hours must be in ethics.
  • Course presentation: Online and paper self-study
  • Study requirements:  Students should read course material prior to completing final exam

Final Exam Requirements

  • Exam proctor requirements: Exams are to be monitored by a disinterested third party. The monitor can be any impartial person who is not concerned with the result of the examination or the success of the student.
  • Exam Rules: The final exam must be passed with a grade of 70 percent or higher to receive credit. Students have unlimited retakes..

CE Carryover Allowance

Excess credit hours may not be carried over to the next licensing period.

Course Repetition Rules

A course may not be taken for credit more than once within a 2-year licensing period.

Certificate of Completion

WebCE provides online, printable certificates of completion in Wyoming.  Certificate of completion will be available to print online immediately after a final exam is passed. The licensee keeps a copy of the summary report and the original certificates of completion in his or her files for 2 years.

CE Completion Reporting

WebCE does not report course completions to the Wyoming Insurance Department.

License Renewal Process

After CE requirements are met, the licensee may, at any time during the 2-year licensing period, submit to the Insurance Department a completed verification form and copies of all course certificates.

The licensee transfers information from the certificates of completion to Wyoming’s summary report form and attaches copies of the certificates. The summary report, copies of the certificates, and the CE filing fee must be submitted to the Wyoming Insurance Department by the compliance date. Click here for Wyoming Summary Report.

Continuing Education Filing Fee: $30 (This fee is in addition to applicable renewal fees.)

CE filings must be received prior to the expiration of the license. There is no grace period for license renewal or continuing education filings. If you fail to complete and report the continuing education by the expiration date of your license, the license will lapse.

CE Exemptions

  • The following are exempt from CE requirements:
  • Individuals holding a limited producers license
  • Individuals licensed for credit life and credit disability
  • Individuals licensed for funeral service contracts
  • Nonresident producers.

Helpful Links

Check your license status

View CE Transcript

Go to the Wyoming Insurance Department Web site

State Contact Information

Wyoming Insurance Department

Phone: 307-777-7344 or 307-777-7319
Fax: 307-777-5895
Email: gnalde@state.wy.us (Geri Nalder, Licensing Administrator)

Mailing Address: Wyoming Insurance Department
106 E. 6th Ave.
Cheyenne, WY 82002-0440

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Last updated on 6/23/2010

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Wisconsin Insurance Continuing Education Requirements

Posted on March 24, 2011 by Jerry Bateman

Click Here to Get Started

Agents in Wisconsin can meet their Wisconsin insurance continuing education requirements online with MyCEonline.  For your convenience, we have provided an outline of insurance CE requirements for Wisconsin below.

Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Annuity Training Requirement

  • *Effective May 1, 2011: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by November 1, 2011.  All producers licensed on or after May 1, 2011 must complete this training prior to selling, soliciting, or negotiating such products.  (Go to the course catalog to order MyCEonline/ WebCE’s 4-Hour Annuity Training Course, which fulfills this requirement.)

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling LTC insurance products in Wisconsin, producers must complete an initial 8-hour, state-approved LTC training course. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care: Programs, Policies, and Partnerships course, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the initial 8-hour training requirement, LTC producers must complete 4-hours of state-approved LTC training every 24-month period following the completion of the initial training requirement. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care 4-Hour Training course, which fulfills this requirement.)

 

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Flood Insurance Training

Wisconsin property and casualty producers who also sell federal flood insurance policies must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP) flood training. (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Nonresident CE Requirements

Nonresident agents are exempt form the Wisconsin CE requirement if they are in good standing with there state, EXCEPT for the Annuity and  LTCP training.

Special Training/Education Requirements

Annuity Training Requirement

  • *Effective May 1, 2011: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by November 1, 2011.  All producers licensed on or after May 1, 2011 must complete this training prior to selling, soliciting, or negotiating such products.  *Nonresidents who satisfy the training requirements of another state that are similar to Wisconsin’s law will be deemed compliant for Wisconsin’s requirement.  (Go to the course catalog to order MyCEonline/ WebCE’s 4-Hour Annuity Training Course, which fulfills this requirement.)

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling LTC insurance products in Wisconsin, producers must complete an initial 8-hour, state-approved LTC training course. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care: Programs, Policies, and Partnerships course, which fulfills this requirement.) This course can be completed for any state, but if taken for Wisconsin, there is no need to take the Wisconsin Medicaid Training course.
  • Wisconsin Medicaid Training: For non-residents who have completed the initial LTC Partnership Training course in another state, they must take a 2-hour Medicaid Training course specific to Wisconsin. (Go to the course catalog to order MyCEonline/ WebCE’s Wisconsin Medicaid Training course, which fulfills this requirement.)

License Term

The license term is every 2 years ending on the last day of the licensee’s birth month.

CE Subject Requirements

  • Category restrictions: CE can be in whichever line of authority a licensee chooses.
  • Course presentation: Online and paper self-study.
  • Study requirements: Students should read the course material prior to taking the final exam.

Final Exam Requirements

  • Monitor proctor requirements: Exams are to be monitored by a disinterested third party. Proctors must not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, or co-owners; or anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.
  • Exam rules: Exams are closed book. A 70% or greater is need to pass and student will have unlimited retakes.

CE Carryover Allowance

Excess CE hours cannot be carried over for credit.

Course Repetition Rules

Courses may not be taken for credit more than once in a 2 year license term.

Certificate of Completion

WebCE provides online, printable certificates of completion in Wisconsin. Certificates of completion will be available to print online immediately after a final exam is passed. The licensee must keep a copy of each certificate of completion in his or her file for 5 years.

CE Completion Reporting

Next-Day Reporting – WebCE reports course completions to Sircon every business day.

License Renewal Process

Renewal notices are mailed by the Wisconsin Department of Insurance 60 days prior to fees being due. To continue conducting insurance business in the state of Wisconsin, you must pay the biennial regulation fee. All notices are sent by first class mail to the residence address on file with our office and are now in a postcard format. The law does not require proof of delivery.

Go here to renew your license online: http://www.sircon.com.

*Agents who fail to have the required CE credit hours posted on or before the license expiration date will have their insurance license(s) revoked. Providers have 10 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.

CE Exemptions

  • Wisconsin resident agents who hold an exclusive limited line insurance license for credit, legal expense, travel, and title insurance are not required to take CE courses.
  • Nonresidents are not required to supply the Office of the Commissioner of Insurance with evidence of completing continuing education in their home states.
  • Nonresidents are not required to complete the Long-Term Care Partnership requirement if they have completed a course in their home state or another state that has a Long-Term Care Training requirement.
  • Nonresidents who satisfy the annuity training requirements of another state that are similar to Wisconsin’s law will be deemed compliant for Wisconsin’s requirement.

Helpful Links

Check your license status

Print a Copy of Your License

View your CE transcript

Renew your license online

Go to the Wisconsin DOI Web site

Third Party Contact Information

Sircon
Phone: 877-876-4430
Fax: 404-656-0874
Web site: http://www.sircon.com

State Contact Information

Wisconsin Department of Insurance
Phone: 608-266-3585
Fax: 608-267-9451
Email: ociagentlicensing@wisconsin.gov

Mailing Address:
Office of the Commissioner of Insurance
125 S. Webster St.
Madison, WI 53703-3474

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Last updated on 2/18/2010

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West Virginia Insurance Continuing Education Requirements

Posted on March 24, 2011 by Jerry Bateman

Click Here to Get Started

Agents in West Virginia can meet their West Virginia insurance continuing education requirements online with MyCEonline.  For your convenience, we have provided an outline of insurance CE requirements for West Virginia below.

Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term. Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Annuity Training Requirements

  • *Effective July 1, 2011: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by December 31, 2011.  All producers licensed on or after July 1, 2011 must complete this training prior to selling, soliciting, or negotiating such products.  (MyCEonline/ WebCE Course Coming Soon!)

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training Requirement: Before selling, soliciting or negotiating LTC insurance products in West Virginia producers must complete a one-time state-approved training course of no less than 8 hours prior to July 1, 2010. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care: Programs, Policies, and Partnerships course, which fulfills this requirement.)
  • Ongoing 4-hour LTC training Requirement: Beginning July 1, 2010, a 4-hour state-approved follow-up course must be completed every 2-year licensing period after the period in which initial training was completed. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care 4-Hour Training course, which meets this requirement.) LTC training courses count toward the producer’s 24-hour CE requirement.

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term. Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Flood Insurance

  • Resident producers who sell federal flood insurance policies must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP). (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Limited Lines

Producers who sell only pre-need burial insurance contracts or who engage solely in telemarketing insurance products using a scripted presentation that has been filed with and approved by the Insurance Commissioner must complete 6 CE hours, including 3 hours of ethics. Prometric will notify telemarketers and funeral homes in early 2010 of the procedures for filing the affidavit.

Roster Fees

A roster fee of $1.50 per CE hour is required to process course completion hours in West Virginia and will be added to the order upon checkout.

Nonresident CE Requirements

Special Training/Education Requirements

Annuity Training Requirements

  • *Effective July 1, 2011: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by December 31, 2011.  All producers licensed on or after July 1, 2011 must complete this training prior to selling, soliciting, or negotiating such products.  *Nonresidents who satisfy the training requirements of another state that are similar to West Virginia’s law will be deemed compliant for West Virginia’s requirement.  (MyCEonline/ WebCE Course Coming Soon!)

Long-Term Care (LTC) Insurance

  • Nonresident producer’s may take an 8 hour NAIC course approved for use in any licensed state.

License Term

  • *New: The current license term will end on May 31, 2011.  At that time licenses will be renewed for a minimum of two years and the license expiration date will be transitioned to the last day of the producer’s birth month.  To view the birth month conversion chart click here.
  • The CE compliance period begins July 1 and ends June 30 every 2 years on even numbered years. The current compliance period is July 1, 2010–June 30, 2012. All resident producers whose original license date is prior to July 1, 2011, must comply with continuing education by June 30, 2012. Resident producers whose original license date is on or after July 1, 2011, (start of the second year of the biennium) are exempt for that compliance period.

CE Subject Requirements

  • Category Restrictions: Of the 24-hour CE requirement, 3 hours must be in ethics.
  • Course Presentation:  Online and correspondence self study
  • Study Requirements: Student should read the course material prior to taking the final exam.

Final Exam Requirements

  • Exam proctor requirements: Self-study final exams are required to be monitored by a disinterested third party (i.e., someone with no business or family relationship to the student).
  • Exam rules: The final exam is closed book and must be passed with a grade of 70 percent or higher to receive credit. Students have unlimited retakes.

CE Carryover Allowance

Up to 6 hours may be carried over to the next reporting period for those who must complete more than 6 hours of CE during a reporting period. Excess ethics credits are counted as general credits when carried over. Producers are required to complete at least 3 hours of ethics for every compliance term.

Course Repetition Rules

A course may not be taken for credit more than once within a 2-year license term.

Certificate of Completion

MyCEonline/ WebCE provides online, printable certificates of completion in West Virginia.  Certificates will be available to print online immediately after a final exam is passed. Producers keep the original certificates of completion in his or her files.

CE Completion Reporting

Next-day Reporting - WebCE reports course completions to Prometric every business day.

License Renewal Process

Renewal notices for individual resident producers and adjusters are mailed on or about April 1 of the renewal year to the address on record with the West Virginia Insurance Commissioner’s office. Renewals may be online at www.nipr.com or by paper. If a license is renewed online through NIPR, do not send a paper renewal.

Online license print is available from the Web site at www.wvinsurance.gov. License cards are no longer printed and mailed from WVOIC.

Nonresident adjusters who qualified for a license by taking the WV adjuster exam cannot renew online; they must submit the paper renewal form and check.

CE Exemptions

The following individuals are exempt from CE requirements:

  • Individuals licensed only for limited lines credit
  • A newly licensed individual who received a license on or after July 1 of the second year of a biennium (exempt for the first reporting period)
  • Individuals holding limited lines licenses for which an exam is not required
  • Individuals holding any limited or restricted license that the commissioner may declare exempt
  • Adjusters
  • Nonresidents

Helpful Links

Check your license status

View your CE transcript

Renew your license online

Go to the West Virginia DOI Web site

Third Party Contact Information: Prometric

Phone: 800-805-9127
Fax: 800.735.7977
Email: Pro.ce-services@prometric.com

State Contact Information

West Virginia Offices of the Insurance Commissioner
Phone: 304-558-0610
Fax: 304-558-4966
Email: Agent.Licensing@wvinsurance.gov
Mailing Address:

West Virginia Offices of the Insurance Commissioner
Agents Licensing & Education
P.O. Box 50540
Charleston, WV 25305

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Last updated on 6/23/2010

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Washington Insurance Continuing Education Requirements

Posted on March 24, 2011 by Jerry Bateman

 

Click Here to Get Started

Agents in Washington can meet their Washington insurance continuing education requirements online with MyCEonline.  For your convenience, we have provided an outline of insurance CE requirements for Washington below.

Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required every 2-year license term (see license term below).  Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements
Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products, producers must complete an initial 8-hour, state-approved LTC training course. (Go to the course catalog to order MyCEonline/ WebCE’s Washington Long-Term Care Initial 8-Hour Course, which fulfills this requirement.)  Producers may take any 8-hr NAIC approved LTC course for use in any licensed state.
  • Ongoing 4-hour LTC training requirement: From the date of completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24 months thereafter. (MyCEonline/ WebCE course coming soon.)  Producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required every 2-year license term (see license term below).  Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements
Flood Insurance

All Washington producers who sell flood insurance must complete a one-time, 3-hour course approved for the National Flood Insurance Program (NFIP). (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

License Term

The license term is every 2 years, based on the producer’s date of birth.

Nonresident CE Requirements

  • Nonresident producers selling, soliciting, or negotiating LTC products are required to complete the same special training/education requirements as resident producers selling these products.

Special Training/Education Requirements
Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products, producers must complete an initial 8-hour, state-approved LTC training course. (Go to the course catalog to order MyCEonline/ WebCE’s Washington Long-Term Care Initial 8-Hour Course, which fulfills this requirement.)  Nonresident producers may take any 8-hr NAIC approved LTC course for use in any licensed state.
  • Ongoing 4-hour LTC training requirement: From the date of completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24 months thereafter. (MyCEonline/ WebCE course coming soon.)  Nonresident producers may take any 4-hr NAIC approved LTC course for use in any licensed state.
  • Nonresident producers selling flood insurance are required to complete the same special training/education requirements as resident producers selling these products.

Special Training/Education Requirements
Flood Insurance

All Washington producers who sell flood insurance must complete a one-time 3-hour course approved for the National Flood Insurance Program (NFIP). (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)  Nonresident producers may take any 3-hr approved NFIP course for use in any licensed state.

CE Subject Requirements

  • Category restrictions: Producers must complete 3 hours in approved ethics courses. All other hours may be completed by taking courses approved in any line of authority.
  • Course presentation: Producers may complete the Washington CE requirements through self-study.  The self-study course and exam can be either paper or online.
  • Study requirements: Students should read the course material prior to taking the final exam.

Final Exam Requirements

  • Exam proctor requirements: Self-study final exams DO NOT require a monitor.
  • Exam rules: Self-study final exams are open book. Producers may refer to the course material as often as needed. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

No excess CE credit hours may be carried over to the next 2-year license term.

Course Repetition Rules

A course number may not be taken for credit more than once within 3 calendar years from the original completion date. Course numbers for LTC courses are changed by Washington every 2 years.

Certificate of Completion

WebCE provides online, printable certificates of completion in Washington. Certificates of completion will be available to print online immediately after the final exam is passed. Producers must keep a copy of each certificate of completion in their files for 3 years.

CE Completion Reporting

Next-day Reporting - WebCE reports course completions directly to the Washington Office of the Insurance Commissioner every business day.  In addition to the provider reporting the credits producers must also self-report their courses to the WAOIC.

License Renewal Process

Producers can renew their license online here.

CE Exemptions

Resident adjusters and producers holding only limited credit insurance, travel insurance, or surety licenses are exempt from CE requirements.

Helpful Links

 

License Number Look Up

Renew your license online

Go to the Washington OIC Web site

State Contact Information

Washington Office of the Insurance Commissioner
Phone: 360-725-7144
Fax: 360-586-2019
Email: cinfo@oic.wa.govli

Mailing Address: PO Box 40257
Olympia, WA 98504-0257

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Last updated on 5/18/2010

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Virginia Insurance Continuing Education Requirements

Posted on March 24, 2011 by Jerry Bateman

Click Here to Get Started

Agents in Virginia can meet their Virginia insurance continuing education requirements online with MyCEonline.  For your convenience, we have provided an outline of insurance CE requirements for Virginia below.

Required Continuing Education Hours

Life and Health Producers

One license: 16 CE hours, including 2 hours in laws and regulations, are required every 2-year license term. For two or more licenses, see “Multiple Licenses” section below. Life, Annuities, and Health is considered a single license for CE purposes.  Producers planning to sell the following products have special training or education requirements as described below:

Special Training/Education Requirements

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Virginia, producers must complete an initial 8-hour LTC course. The initial training must consist of 6 hours of general LTC topics and 2 hours of LTC Partnership topics. (Go to the course catalog to order MyCEonline/ WebCE’s Virginia Long-Term Care Programs, Policies, and Partnerships course, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training every 24-month period. The ongoing training must consist of 2 hours of general LTC topics and 2 hours of LTC Partnership topics. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care 4-Hour Training course, which fulfills this requirement.)

Property and Casualty Producers

One license: 16 CE hours, including 2 hours in laws and regulations, are required every 2-year license term. For two or more licenses, see “Multiple Licenses” section below. Property and Casualty is considered a single license for CE purposes.  Producers planning to sell the following products have special training or education requirements as described below:

Special Training/Education Requirements

Flood Insurance

Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP). (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

 

Multiple Licenses

Two or more licenses: 24 CE hours, including 2 hours in laws and regulations, are required every 2-year license term.  Virginia has course category restrictions.  See CE subject requirements below.  Producers planning to sell the following products have special training or education requirements as described below:

Special Training/Education Requirements

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Virginia, producers must complete an initial 8-hour LTC course. The initial training must consist of 6 hours of general LTC topics and 2 hours of LTC Partnership topics. (Go to the course catalog to order MyCEonline/ WebCE’s Virginia Long-Term Care Programs, Policies, and Partnerships course, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training every 24-month period. The ongoing training must consist of 2 hours of general LTC topics and 2 hours of LTC Partnership topics. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care 4-Hour Training course, which fulfills this requirement.)

Flood Insurance

Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP). (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Nonresident CE Requirements

Nonresident producers have the following CE requirements unless exempt. (See “CE Exemptions” section below.)

One license: 16 CE hours, including 2 hours in laws and regulations, are required every 2-year license term. Life, Annuities, and Health is considered a single license for CE purposes.

Two or more licenses: 24 CE hours, including 2 hours in laws and regulations, are required every 2-year license term.  Virginia has course category restrictions.  See CE subject requirements below.

Nonresident producers selling LTC have special training or education requirements as described below:

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Virginia, nonresident producers must complete an initial 8-hour, NAIC LTC course approved in any state and 2 hours of Virginia LTC Partnerships. (Go to the course catalog to order MyCEonline/ WebCE’s Virginia Long-Term Care Programs, Policies, and Partnerships course, which fulfills this requirement.)
  • State Specific Long Term Care Training: If a nonresident producer has already taken the initial 8-hour, NAIC LTC course in a state other than Virginia, they must complete 2 hours of Virginia LTC Partnerships. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care Partnership Insurance for Virginia course, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, nonresident producers must complete 4 hours of LTC training every 24-month period. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care 4-Hour Training course, which fulfills this requirement.)

Nonresident licensees can renew their licenses online here.

License Term

The license term is 2 years ending December 31 in even-numbered years.

CE Subject Requirements

  • Category restrictions: Students must take courses in the line for which they hold a license.  For dual licensed agents-A minimum of 8 CE hours must be completed in each license type held and a minimum of 2 CE hours must be in a course approved for laws and regulations.
    • No more than 75 percent of CE hours may come from company-sponsored courses. None of WebCE’s courses are company-sponsored.
  • Course presentation: Producers can take courses through Self-Study and Online Programs.
  • Study requirements: For Self-Study courses, students must read the course material prior to taking a closed-book, proctored final exam. For Online Programs, no final exam is required, but students must take and pass a series of interactive inquiries or quizzes throughout the course with a minimum score of 70 percent for each interactive quiz.

Final Exam Requirements

  • Exam proctor requirements: Self-study final exams must be monitored by a Corporate Training Department, supervisor appointed co-worker, approved test administration service, or a disinterested third party. A test administration service may be a library, Sylvan Testing Service, etc. The monitor cannot be related (by family) to the student.
  • Exam rules: Self-study final exams are closed book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

Excess credit hours may be carried over to the next compliance period, but hours must be reported in compliance period in which course was taken.

Excess earned Insurance Law and Regulations (ILR) credits may be applied to cover other CE requirements in the current compliance period, and any remaining credits will be carried over to the next compliance period and applied to either the Insurance Law and Regulations requirement or other CE requirements.

Course Repetition Rules

Courses may only be taken for credit once in a 2-year compliance period.

CE Completion Reporting

Next-Day Reporting - WebCE reports course completions electronically to Sircon every business day.

The licensed producer must pay the $15.00 processing fee before credits will be applied to the CE requirement.

To pay your $15.00 processing fee:

  • Go to www.sircon.com.
  • On the left menu, click the “Virginia Continuance” link.
  • Follow the prompts on the Sircon Web site to pay by credit card.
  • If you have any questions, please contact Sircon at 800-420-5644.

Certificate of Completion

Certificates of completion are available to print online immediately after the final exam is passed. Licensees are required to maintain the certificate of completion in his or her files.

License Renewal Process

Resident and nonresident licensees can renew their licenses here.

CE Exemptions

The following are exempt from CE requirements:

  • A resident or nonresident producer who is at least 65 and can demonstrate that he or she has held any combination of resident or nonresident Virginia licenses of equivalent type continuously for at least 20 years
  • A resident producer who is at least 65 and will have held a Virginia resident license continuously for no fewer than 4 years by the end of the compliance period and can furnish proof of having held equivalent license authority continuously in other states for an additional 16 years, for a total of 20 years of continuous licensing
  • A producer who is at least 65 by the end of the compliance period and has held a resident Virginia license continuously for the past 4 years as well as holding the same license authority for twenty of the past thirty years in Virginia without interruption by license revocation or commission termination
  • Individuals who hold a limited line license, such as credit life/health, travel accident, and travel baggage insurance producers
  • Nonresident producers in good standing with their home state CE requirements. Nonresidents are still required to pay processing fee. (See “CE Completion Reporting” section above for processing fee instructions.)
  • Individuals may request a waiver with good cause; submit to Pearson Vue
  • Individuals who are licensed less than one year at the time of the first CE compliance date are exempt from continuing education for the first compliance period

Helpful Links

License number look up

Check your license status

Renew your resident and nonresident licenses online

Go to the Virginia Bureau of Insurance Web site

Sircon Contact Information

Phone: 877-876-4430
Fax: 404-656-0874
Web site: www.sircon.com

CE Program Administrator

Pearson Vue
Phone: 877-234-6093
Email: InsuranceCE@pearson.com
Web site: www.asisvcs.com/indhome.asp?CPCat=CE53INS

State Contact Information

Virginia Bureau of Insurance
Phone: 804-371-9631
Fax: 804-371-9349
Web site: www.scc.virginia.gov/division/boi/

Mailing Address:
Virginia Bureau of Insurance
Agent Licensing Section
P.O. Box 1157
Richmond, VA 23218

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Last updated on 4/30/2010

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Vermont Insurance Continuing Education Requirements

Posted on March 24, 2011 by Jerry Bateman

Click Here to Get Started

Agents in Vermont can meet their Vermont insurance continuing education requirements online with MyCEonline.  For your convenience, we have provided an outline of insurance CE requirements for Vermont below.

Required Continuing Education Hours

Life, Accident and Health Producers:

24 CE hours, including 3 hours of ethics, are required every 2-year license term. (See “License Term” below.)

Producers planning to sell the following products have special training or education requirements as described below.

Special Training/Education Requirement

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Producers licensed to sell LTC insurance products in Vermont after March 31, 2010, must complete a one-time initial 8-hour NAIC LTC training course before they can sell, solicit, or negotiate LTC Products. 2 hours must contain Vermont-specific information including Vermont Medicaid information. Producers licensed to sell LTC Products on or before March 31, 2010, must complete the one-time eight-hour training on or before March 31, 2011. (Go to the course catalog to order MyCEonline/ WebCE’s Vermont Long-Term Care Programs, Policies, and Partnerships, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training on or before March 31 of odd-numbered calendar years.

Property and Casualty; and Personal Lines Producers:

24 CE hours, including 3 hours of ethics, are required every 2-year license term. (See “License Term” below.)

Producers planning to sell the following products have special training or education requirements as described below.

Special Training/Education Requirement

Flood Insurance

Producers with Property and Casualty authorities who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program. (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know, which fulfills this requirement.)

Roster Fees

A roster fee of $1.50 per course ordered is required to process course completion hours in Vermont and will be added to the order total upon checkout.

Nonresident CE Requirements

If the licensee has not taken a NAIC LTC training course in another state and 2 hours of Vermont Medicaid training, the nonresident producer selling LTC must comply with the Vermont LTC training requirements:

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Producers licensed to sell LTC insurance products in Vermont after March 31, 2010, must complete a one-time initial 8-hour NAIC LTC training course before they can sell, solicit, or negotiate LTC Products. 2 hours must contain Vermont-specific information including Vermont Medicaid information. Producers licensed to sell LTC Products on or before March 31, 2010, must complete the one-time eight-hour training on or before March 31, 2011. (Go to the course catalog to order MyCEonline/ WebCE’s Vermont Long-Term Care Programs, Policies, and Partnerships, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training on or before March 31 of odd-numbered calendar years.

License Term

The license term is 2 years ending March 31 in odd-numbered years.

CE Subject Requirements

  • Category restrictions: Any course approved for CE in Vermont may be taken for credit. A maximum of 6 hours related to insurance agency management may be taken for CE credit per review period. WebCE does not offer insurance agency courses.
  • Course presentation: Producers can take courses through self-study.
  • Study requirements: Students should read the course material prior to taking a closed-book, proctored final exam.

Final Exam Requirements

  • Exam proctor requirements: Self-study final exams are required to be monitored by a disinterested third party. The monitor can be any impartial person who is not concerned with the result of the examination or the success of the student. The monitor cannot be related (by family) to the student. (Examples of impartial persons are teachers, librarians, church leaders, neighbors, etc.)
  • Exam rules: Self-study final exams are closed book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

CE Carryover Allowance

Carryover of excess CE credit hours is not allowed.

Course Repetition Rules

Courses may not be taken for credit more than once in a 2-year license term.

CE Completion Reporting

Next-Day Reporting – WebCE reports course completions electronically to Sircon every business day.

Certificate of Completion

WebCE provides online, printable certificates of completion in Vermont. Certificates of completion are available to print online immediately after the final exam is passed. Certificates should not be sent to the Vermont Insurance Division unless required for auditing purposes. Students are required to maintain the certificate of completion in his or her files as official evidence of compliance of their Vermont CE.

License Renewal Process

Resident and nonresident licensees can renew their licenses online here.

CE Exemptions

The following are exempt from CE requirements:

  • Producers licensed less than 2 years at the time of first renewal.
  • Limited Line Representatives, including Title Insurance, Travel Accident, and Travel Baggage Insurance
  • Nonresident licensees in good standing with their home state
  • Property and Casualty adjusters

Helpful Links

License Number Look up

View your CE transcript

Renew your license online

Go to the Vermont Insurance Division Web site

Sircon Contact Information

Sircon
Phone: 877-876-4430
Fax: 404-656-0874
Web site: www.sircon.com

 

State Contact Information

Department of Banking, Insurance,
Securities & Health Care Administration
Vermont Insurance Division
Phone: 802-828-3301

Fax: 802-828-3306
Email: Bishca-PubInfo@state.vt.us

Mailing Address:

Department of Banking, Insurance, Securities & Health Care Administration

89 Main St. Drawer 20
Montpelier, VT 05620-3101

Vermont Insurance Division

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Vermont Insurance Continuing Education, Vermont Insurance CE, Vermont Continuing Education Online, Vermont Insurance CE Online, Vermont Insurance Continuing Education State Requirements, Vermont Insurance CE State Requirements

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Utah Insurance Continuing Education Requirements

Posted on March 24, 2011 by Jerry Bateman

Click Here to Get Started

Agents in Utah can meet their Utah insurance continuing education requirements online with MyCEonline.  For your convenience, we have provided an outline of insurance CE requirements for Utah below.

Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). 50% of the required CE hours must be in classroom or approved online classroom equivalent courses.

Special Training/Education Requirements

Long-Term Care Partnership (LTC/P)

  • Initial 8-hour LTC training requirement: Effective May 10, 2011, before selling LTC insurance products in Utah, producers must complete an initial 8-hour, state-approved LTC training course. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care: Programs, Policies, and Partnerships course, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the initial 8-hour training requirement, producers continuing to sell LTC must complete 4 hours of state-approved LTC training in each subsequent 2 year license term. (Go to the course catalog to order MyCEonline/ WebCE’s Utah Long-Term Care 4-Hour Training course, which fulfills this requirement.)

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). 50% of the required CE hours must be in classroom or approved online classroom equivalent courses. Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirement

Flood Insurance

Utah producers who also sell federal flood insurance policies must complete a one-time 5-hour course approved for National Flood Insurance Program (NFIP) training. (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Adjusters

24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). 50% of the required CE hours must be in classroom or approved online classroom equivalent courses. Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirement

Flood Insurance

Utah producers who also sell federal flood insurance policies must complete a one-time 5-hour course approved for National Flood Insurance Program (NFIP) training. (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Title Producers

Licensed LESS than 20 years

12 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). 50% of the required CE hours must be in classroom or approved online classroom equivalent courses. Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirement

Flood Insurance

Utah producers who also sell federal flood insurance policies must complete a one-time 5-hour course approved for National Flood Insurance Program (NFIP) training. (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Licensed 20 years or MORE

6 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below). 50% of the required CE hours must be in classroom or approved online classroom equivalent courses. Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirement

Flood Insurance

Utah producers who also sell federal flood insurance policies must complete a one-time 5-hour course approved for National Flood Insurance Program (NFIP) training. (Go to the course catalog to order MyCEonline/ WebCE’s National Flood Insurance Program: What You Must Know course, which fulfills this requirement.)

Nonresident CE Requirements

  • Initial 8-hour LTC training requirement: Effective May 10, 2011, before selling, soliciting or negotiating LTC insurance products in Utah, nonresident licensees must complete an initial 8-hour, NAIC LTC training course approved in any licensed state. (Go to the course catalog to order MyCEonline/ WebCE’s Long-Term Care Programs, Policies, and Partnerships course, which fulfills this requirement.)
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of approved LTC training in each subsequent 2 year license term. (Go to the course catalog to order MyCEonline/ WebCE’s Utah Long-Term Care 4-Hour Training course, which fulfills this requirement.)

If the nonresident producer’s home state does not have a continuing education requirement, the nonresident producer must then comply with Utah CE requirements.

Nonresident Independent Adjusters are required to be licensed in Utah. The guidelines are as follows:

  • If the resident state DOES license for the adjuster license, we generally have reciprocity with that state and will issue a license based upon your compliance with your resident state. Applications must be completed electronically via SIRCON or NIPR. With few exceptions, paper applications will be rejected and returned to the applicant, un-processed.
  • If your resident state DOES NOT license adjusters, the Utah Department of Insurance will issue a license if you either pass our exam or already hold a non-resident adjuster license in another state. In such case, the option to apply electronically is not available. You must submit the NAIC Uniform Application.

License Term

The license term is every 2 years based on the last day of the producer’s birth month.

CE Subject Requirements

  • Category restrictions: 50% of the required CE hours must be in classroom or approved online classroom equivalent courses.  Note: A producer regardless of what lines of authority they hold can take any Utah approved CE credit to meet their requirements.
  • Course presentation: Online self-study, approved online classroom equivalent or classroom courses
  • Study requirements: Students should read the course material prior to taking the final exam.

Final Exam Requirements

  • Exam proctor requirements: Monitoring is not required in Utah.
  • Exam rules: Exams are open book, and students can refer to course materials to complete the exam. The final exam must be passed with a score of 70 percent or higher to receive credit.  Students have unlimited retakes.

CE Carryover Allowance

Excess CE credits may not be carried over to the next renewal period.

Course Repetition Rules

Courses cannot be taken for credit more than once in a 2 year license term.

Certificate of Completion

MyCEonline/ WebCE provides online, printable certificates of completion in Utah. Certificates of completion will be available to print online immediately after a final exam is passed. The licensee must keep a copy of each certificate of completion in his or her file for 5 years.

CE Completion Reporting

Next-Day Reporting – WebCE reports course completions to Sircon every business day.

License Renewal Process

A renewal letter is sent by the Utah Department of Insurance to every licensee about 2 months prior to the license expiration date. The Utah Insurance Department has mandated electronic renewal applications. Paper renewals are no longer accepted. Please note that the renewal letter received is not a renewal application.

For resident electronic renewals, go to SIRCON.

For non-resident electronic renewals, go to SIRCON or NIPR. Electronic renewal is available 24/7 but must be done before 10 pm Mountain time on the date of expiration. Renewal fees are as follows:

  • Individual License Renewal (including Producer, Title, Adjuster, Consultant, Managing General Agent (MGA), Reinsurance Intermediary, Third Party Administrator (TPA)): $75
  • Limited Lines License Renewal (Credit, Bail Bond, Legal-Expense, Car Rental, Motor Club, Crop, Self-Service Storage, Customer Service Representative (CSR), Travel, Self-Service Storage): $50
  • Organization License Renewal (including Producer, Title, Consultant, Third Party Administrator (TPA), Reinsurance Intermediary, Managing General Agency (MGA), Adjuster, and Limited Lines): $85

*All CE must be posted by the provider before a renewal will be processed. Time must be allowed for this process, therefore we recommend not waiting until the last minute to renew the license.

All appointments and designations will be canceled effective the expiration date if the license is not renewed.

CE Exemptions

The following exemptions are available:

  • A producer whose license lapses due to military service, voluntary service for a period of time designated by the person for whom the licensee provides voluntary service, or some other extenuating circumstance, such as long-term medical disability, may be exempt from CE requirements in order to reinstate the license.
  • A title producer who is an active member in good standing with the state bar and has met the CE requirements of the Utah State Bar is considered to have met the CE requirements for the Utah Insurance Department.
  • Adjusters licensed before April 1, 1970
  • Producers licensed before April 1, 1978

Helpful Links

Check your license status

View your CE transcript

Renew your license online

Go to the Utah DOI Web site

Sircon Contact Information

Sircon
Phone: (877) 876-4430
Fax: (404) 656-0874
Website: http://www.sircon.com

State Contact Information

Utah Department of Insurance
Phone: (801) 538-3800
Fax: (801) 538-3829
Email: mcovington@utah.gov

Mailing Address:
Utah Department of Insurance
3110 State Office Building
Salt Lake City, UT 84114

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Last updated on 3/16/2010

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